Disclaimer
Last Updated: October 9, 2026
Welcome to TibCal (https://tibcal.com/). The information and tools available on this website are provided for general informational, educational, and calculation purposes.
By accessing or using TibCal, you acknowledge that you have read and understood this Disclaimer. If you do not agree with any part of this Disclaimer, please discontinue using the website.
1. General Information Disclaimer
TibCal provides online calculators, calculation tools, explanations, examples, and related educational content across various categories.
Although we aim to provide useful, accurate, and reliable information, we make no guarantee that all calculations, results, explanations, formulas, or other content will always be complete, accurate, current, or suitable for every situation.
Results may depend on the values entered by the user, the assumptions used by a calculator, rounding methods, applicable rules, and other factors.
You are responsible for reviewing your inputs and determining whether a result is appropriate for your particular circumstances.
Do not rely solely on TibCal’s results when making important financial, medical, legal, engineering, construction, or other high-impact decisions. Verify important results using appropriate authoritative sources or qualified professionals.
2. Financial Calculator Disclaimer
TibCal may provide financial calculators, including loan EMI calculators, mortgage calculators, interest calculators, investment calculators, savings calculators, tax estimators, debt repayment calculators, and other financial tools.
These calculators are provided for educational and informational purposes only. Their results are estimates and should not be treated as financial, investment, tax, accounting, or legal advice.
Actual financial outcomes may differ because of factors such as:
- Interest calculation methods and compounding frequency.
- Lender fees, processing charges, insurance, and other costs.
- Variable interest rates and changes in repayment terms.
- Taxes, deductions, exemptions, and changes in applicable tax rules.
- Market conditions, inflation, investment performance, and risk.
- Individual circumstances and the terms of financial products.
For example, a loan calculator may estimate a monthly payment based on the principal, interest rate, and loan term entered. Your actual lender may calculate payments differently or include additional charges.
Investment calculators do not guarantee returns or predict future market performance.
Always verify important figures with your lender, financial institution, tax authority, accountant, or qualified financial professional before making a financial decision.
3. Health and Fitness Calculator Disclaimer
TibCal may provide health and fitness calculators, including BMI calculators, calorie calculators, body fat estimators, ideal weight calculators, and tools related to exercise or nutrition.
These tools are intended for general educational and informational purposes only. They are not a substitute for professional medical advice, diagnosis, treatment, or individualized healthcare.
Calculated results may use general formulas, assumptions, or population-based estimates. They may not account for every factor relevant to an individual’s health, such as medical history, body composition, age-related differences, medications, pregnancy, or other personal circumstances.
Do not use calculator results alone to diagnose a medical condition, change a treatment plan, or make significant decisions about diet, exercise, or medication.
Consult a qualified healthcare professional for advice tailored to your circumstances. If you have an urgent medical concern, seek appropriate medical assistance.
4. Engineering, Construction, and Technical Calculator Disclaimer
TibCal may provide engineering, electrical, physics, construction, building, and other technical calculators.
These tools may simplify calculations using specified formulas, assumptions, and user-provided inputs. Their results are not a substitute for professional engineering judgment, site inspections, safety assessments, testing, or compliance with applicable codes and standards.
Actual conditions may involve factors not included in a calculator, such as material properties, environmental conditions, tolerances, load distributions, installation methods, equipment limitations, and local regulations.
Do not use TibCal calculations as the sole basis for structural design, electrical installation, construction work, equipment selection, or other safety-critical applications.
Always verify technical results with applicable standards, manufacturer documentation, and a qualified professional. Follow relevant building codes, electrical codes, safety requirements, and local laws.
5. Accuracy of Calculations and Results
We make reasonable efforts to develop, test, and maintain our calculators. However, we cannot guarantee that every calculator will be free from errors, defects, interruptions, or calculation limitations.
Results may be affected by:
- Incorrect, incomplete, or invalid user inputs.
- Rounding and numerical precision.
- Formula limitations or assumptions.
- Browser, device, or software differences.
- Changes in laws, rates, standards, or other underlying information.
- Technical issues, programming errors, or temporary website problems.
You should independently verify important results before relying on them.
We reserve the right to correct, update, modify, or remove calculators and their associated content at any time.
6. Educational Content and Examples
Articles, explanations, formulas, worked examples, FAQs, and other content published on TibCal are intended to help users understand calculation methods and related concepts.
Examples are illustrative and may use simplified assumptions. They may not reflect current prices, interest rates, tax rules, regulations, market conditions, or individual circumstances.
You should confirm time-sensitive information with the relevant official or authoritative source before acting on it.
7. No Professional Relationship
Using TibCal or reading its content does not establish a professional relationship between you and TibCal, its owners, contributors, or service providers.
Unless expressly stated otherwise, we do not provide individualized financial, medical, legal, tax, engineering, construction, or other professional services through this website.
Where professional advice is needed, consult an appropriately qualified and licensed professional.
8. External Links and Third-Party Services
TibCal may include links to third-party websites, tools, services, references, or resources for convenience and additional information.
We do not control all external websites and are not responsible for their accuracy, availability, content, products, services, privacy practices, or policies.
An external link does not necessarily imply endorsement or recommendation by TibCal.
You access third-party websites and services at your own discretion and should review their applicable terms and privacy policies.
9. Advertising and Affiliate Relationships
TibCal may display advertisements provided by third-party advertising networks, including Google AdSense, and may use affiliate links or participate in other monetization programs.
Third-party advertisements and links may lead to products, services, or websites operated by others.
Unless expressly stated otherwise, TibCal does not guarantee, warrant, or assume responsibility for third-party products or services advertised on the website. Your interactions or transactions with advertisers and external providers are between you and those parties.
Where required by applicable law, we will disclose relevant affiliate or sponsored relationships.
10. Website Availability
We aim to keep TibCal available and functioning properly. However, we do not guarantee uninterrupted, timely, secure, or error-free access.
The website, individual calculators, or certain features may occasionally be unavailable because of maintenance, updates, technical issues, hosting problems, or circumstances outside our control.
We may modify, suspend, or discontinue any part of the website without prior notice, subject to applicable law.
11. Limitation of Liability
To the maximum extent permitted by applicable law, TibCal and its owners, contributors, and service providers will not be liable for losses or damages arising from or related to your use of, inability to use, or reliance on the website, its calculators, results, or content.
This may include indirect, incidental, special, consequential, or economic losses, including loss of profits, data, business opportunities, or costs resulting from decisions made using calculator results.
Nothing in this Disclaimer excludes or limits liability where such exclusion or limitation is prohibited by applicable law. Nothing here affects rights that cannot legally be waived or restricted.
12. Your Responsibility
By using TibCal, you agree that you are responsible for:
- Providing accurate and appropriate calculator inputs.
- Reviewing the assumptions and limitations of individual calculators.
- Independently verifying results before making important decisions.
- Seeking qualified professional advice where appropriate.
- Determining whether your use of the website complies with applicable laws and regulations.
TibCal’s tools are intended to assist your understanding and calculations, not to replace your own judgment or appropriate professional verification.
13. Changes to This Disclaimer
We may update this Disclaimer from time to time to reflect changes to our calculators, website features, business practices, or applicable legal requirements.
When changes are made, we will update the “Last Updated” date at the top of this page. We encourage you to review this page periodically.
Your continued use of the website after an update means that you acknowledge the revised Disclaimer, to the extent permitted by applicable law.
14. Contact Us
If you have questions about this Disclaimer, please contact us through our website:
Website: https://tibcal.com/
Contact Page: https://tibcal.com/contact/
Email: help@tibcal.com
This Disclaimer applies to TibCal and its calculators, tools, and informational content, subject to applicable law.