Terms of Service

Last Updated: October 9, 2026

1. Introduction

Welcome to TibCal

These Terms of Service govern your access to and use of https://tibcal.com, including our online calculators, tools, informational content, and related services.

By accessing or using TibCal, you agree to comply with these Terms of Service. If you do not agree with any part of these terms, please discontinue using the Website.

2. About TibCal

TibCal provides free online calculators and calculation tools designed to help users perform calculations across various categories, including:

Finance and business
Health and fitness
Mathematics and education
Construction and engineering
Science and physics
Date and time
Sports and performance
Agriculture and farming
Statistics and data analysis
General utilities and conversions

Our tools are provided for general informational, educational, and calculation purposes. The availability of particular calculators may change over time.

3. Acceptance of Terms

By using this Website, you confirm that you have read and understood these Terms of Service and agree to be bound by them.

You agree to use TibCal in accordance with applicable laws and regulations. If you use the Website on behalf of an organization, you confirm that you have the authority to accept these terms on its behalf.

4. Use of Our Calculators

TibCal provides calculators to make everyday calculations easier and more accessible.

You agree to:

Use our calculators for lawful purposes.
Enter information that is appropriate for the intended calculation.
Avoid attempting to disrupt, damage, overload, or interfere with the Website.
Avoid unauthorized access to our systems, files, or infrastructure.
Avoid copying, scraping, or extracting Website content at a scale that violates applicable law or our rights.
Avoid using our services to distribute malicious code, spam, or harmful material.

We reserve the right to restrict or suspend access when reasonably necessary to protect the Website, its users, or our legitimate interests.

5. Accuracy of Calculations

We make reasonable efforts to provide useful calculators and accurate calculation results. However, we do not guarantee that every result will be completely accurate, current, error-free, or suitable for every situation.

Results may depend on the information you enter, the assumptions used, rounding methods, formulas, applicable standards, and other factors.

You are responsible for independently verifying important results before relying on them.

TibCal should not be treated as the sole source of information for decisions involving significant financial, medical, legal, engineering, construction, or other consequential matters.

If you identify a calculation error or technical issue, you may contact us so we can review it.

6. Financial Disclaimer

Financial calculators on TibCal, including loan, EMI, mortgage, investment, interest, tax, savings, and retirement calculators, are provided for general informational and educational purposes only.

Results are estimates based on the information you enter and the assumptions built into the relevant calculator. Actual outcomes may differ because of fees, taxes, lender requirements, interest-rate changes, compounding methods, market conditions, jurisdictional rules, and other factors.

TibCal does not provide personalized financial, investment, tax, lending, or legal advice.

You should consult an appropriately qualified professional before making significant financial decisions. Do not rely solely on a calculator result when deciding to borrow, invest, purchase property, file taxes, or undertake another consequential financial activity.

7. Health and Fitness Disclaimer

Health and fitness calculators, including BMI, calorie, BMR, TDEE, and related tools, are provided for general informational and educational purposes only.

Their results are estimates and may not reflect your individual health, medical history, physical condition, or nutritional needs.

TibCal does not provide medical diagnosis, treatment, or personalized medical advice through its calculators or content.

Consult a qualified healthcare professional for medical concerns or before making significant changes to your diet, exercise routine, or healthcare decisions. Do not use calculator results as a substitute for professional medical assessment.

8. Engineering, Construction, and Technical Disclaimer

Calculators relating to engineering, physics, electrical systems, construction, building materials, agriculture, and other technical subjects are provided as general calculation aids.

Results may depend on assumptions, measurement accuracy, material properties, environmental conditions, applicable codes, and technical standards.

You must independently verify results before using them in construction, electrical work, equipment design, structural calculations, safety-critical applications, or other activities where errors could cause injury, damage, or loss.

TibCal does not guarantee that a calculation is suitable for any specific technical application. Consult qualified professionals and applicable standards when necessary.

9. Intellectual Property

Unless otherwise stated, the Website’s original content and design elements, including text, graphics, branding, page layouts, and calculator descriptions, are owned by TibCal or used under appropriate authorization.

You may access and use the Website for personal, educational, and other lawful purposes.

You may not reproduce, republish, distribute, sell, or commercially exploit substantial portions of our protected content or design without prior written permission, except where permitted by applicable law.

This section does not claim ownership of third-party materials, public-domain material, or content that you independently create.

10. Third-Party Links and Services

TibCal may contain links to third-party websites, resources, products, or services for convenience or additional information.

We do not control and are not responsible for the availability, content, privacy practices, security, or policies of third-party websites.

Following an external link is your choice and responsibility. You should review the applicable terms and privacy policies of any third-party service you use.

The inclusion of a link does not necessarily constitute an endorsement or recommendation.

11. Advertising

TibCal may display advertisements provided by third-party advertising networks, including Google AdSense, if applicable.

Third-party advertising providers may use cookies or similar technologies, subject to their own policies and applicable law, to display, measure, or personalize advertisements.

TibCal does not guarantee the accuracy, quality, availability, or suitability of advertised products or services. Any transaction or interaction you have with an advertiser is between you and the relevant third party.

For further information about personal information, cookies, and advertising technologies, please review our Privacy Policy.

12. Privacy

Your use of TibCal is also subject to our Privacy Policy, which explains how information may be collected, used, stored, and disclosed.

Please review the Privacy Policy available on our Website to understand our privacy practices.

If a calculator asks you to enter information, avoid submitting sensitive personal or confidential information unless it is genuinely necessary and the relevant tool clearly explains how that information is handled.

13. Availability and Changes to the Website

We aim to keep TibCal accessible and functional, but we do not guarantee uninterrupted availability.

We may update, modify, add, suspend, or discontinue calculators, features, content, or other parts of the Website at any time.

We may also correct errors, change calculation methods, or update these Terms of Service when necessary.

We are not responsible for interruptions caused by maintenance, technical failures, hosting problems, network issues, or circumstances beyond our reasonable control.

14. Disclaimer of Warranties

To the fullest extent permitted by applicable law, TibCal is provided on an “as is” and “as available” basis.

We make no express or implied warranties concerning the Website, including warranties of accuracy, reliability, availability, fitness for a particular purpose, or non-infringement, except where such warranties cannot lawfully be excluded.

We do not warrant that the Website will always be free of errors, interruptions, harmful components, or other technical issues.

Nothing in these Terms excludes any consumer rights or other protections that cannot legally be excluded.

15. Limitation of Liability

To the fullest extent permitted by applicable law, TibCal and its owners, operators, and contributors will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Website.

This includes, where legally permissible, losses arising from reliance on calculator results, calculation errors, interrupted access, or third-party websites and services.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law, including liability that cannot lawfully be excluded for fraud, intentional misconduct, or personal injury caused by negligence where applicable.

You remain responsible for verifying results and making your own informed decisions.

16. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses, claims, liabilities, and reasonable expenses arising from your unlawful use of TibCal, your material violation of these Terms, or your infringement of another person’s rights.

This provision does not apply to the extent that a claim results from conduct for which you cannot lawfully be held responsible.

17. Changes to These Terms

We may revise these Terms of Service from time to time to reflect changes to the Website, our services, legal requirements, or business practices.

Updated terms will be published on this page with a revised “Last Updated” date.

Your continued use of TibCal after revised terms take effect constitutes acceptance of those terms to the extent permitted by applicable law. If you do not agree with an update, you should stop using the Website.

18. Governing Law

These Terms of Service are subject to the applicable laws of India, subject to any mandatory consumer protection laws or other legal requirements that apply to you.

Any dispute will be handled by the courts or other competent authorities having jurisdiction under applicable law.

Nothing in this section is intended to deprive consumers of mandatory legal protections available in their place of residence.

19. Contact Us

If you have questions about these Terms of Service, need to report an error, or want to contact us regarding the Website, please use our Contact page:

Website: https://tibcal.com/

Contact page: https://tibcal.com/contact/

By using TibCal, you acknowledge that you have read and understood these Terms of Service.