Privacy Policy

Privacy Policy

Last Updated: October 9, 2026

Welcome to TibCal. We operate the website https://tibcal.com/ (the “Website”), which provides online calculators, calculation tools, and related informational content.

Your privacy is important to us. This Privacy Policy explains what information may be collected when you visit our Website, how that information may be used or shared, and what choices you may have regarding your information.

By using TibCal, you acknowledge that you have read this Privacy Policy. Where consent is required by applicable law, we will request it separately.

1. Information We Collect

The information we collect depends on how you use our Website and which features you access.

1.1 Information You Provide

You may voluntarily provide information when you contact us, submit feedback, report a problem, or communicate with us through a form or email.

This information may include:

  • Your name
  • Your email address
  • The content of your message
  • Any other information you choose to provide

Please avoid sending sensitive personal information unless it is necessary for your request.

1.2 Calculator Inputs and Results

TibCal provides calculators for various purposes, including finance, health and fitness, mathematics, business, engineering, and other subjects.

Calculator inputs may include values such as loan amounts, interest rates, dates, measurements, ages, heights, weights, or other information required to perform a calculation.

Our calculators are intended to provide useful results based on the information entered by users. We do not intentionally require you to provide your name or other direct identifiers to use our standard calculators.

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Please do not enter personally identifying or sensitive information into a calculator unless it is genuinely necessary and you understand how that information is processed.

1.3 Automatically Collected Information

When you visit the Website, certain information may be collected automatically by our hosting provider, server, analytics tools, security services, or other technologies.

Depending on the services enabled, this information may include:

  • Internet Protocol (IP) address
  • Browser type and version
  • Device type and operating system
  • Pages visited and time spent on pages
  • Referring website or source
  • Approximate geographic region
  • Date and time of access
  • Diagnostic, performance, and security information

We use this information, where applicable, to maintain the Website, understand usage patterns, improve performance, detect abuse, and troubleshoot technical issues.

2. How We Use Information

We may use information collected through the Website to:

  • Operate, maintain, and improve TibCal.
  • Provide calculator functionality and requested services.
  • Respond to questions, feedback, and support requests.
  • Monitor website performance and understand visitor engagement.
  • Identify, investigate, and prevent fraud, spam, abuse, and security incidents.
  • Measure advertising performance and support advertising services.
  • Comply with legal obligations and protect our legal rights.
  • Enforce our Terms of Service and other applicable policies.

We will use personal information only as permitted by applicable law and, where required, based on your consent.

3. Cookies and Similar Technologies

TibCal and certain third-party services may use cookies, pixels, local storage, and similar technologies.

These technologies may be used to:

  • Remember preferences and settings.
  • Support website functionality.
  • Understand traffic and visitor interactions.
  • Measure advertising performance.
  • Display advertisements and, where permitted, personalize them.
  • Help detect suspicious activity and protect the Website.

You can manage cookies through your browser settings. You may also be able to control non-essential cookies through a consent banner or privacy settings on our Website, where available.

Disabling certain cookies may affect some website features.

4. Google AdSense and Advertising

TibCal may display advertisements provided by Google AdSense or other advertising partners.

Third-party advertising providers may use cookies or similar technologies to collect or receive information from this Website and other websites. This information may be used to provide, measure, and improve advertisements, subject to the provider’s settings and applicable law.

Depending on your location, consent choices, and applicable requirements, advertisements may be personalized or non-personalized.

Google’s use of advertising cookies and related information is governed by Google’s own policies and settings. For more information, please review:

You can manage available advertising personalization settings through Google’s tools. Your choices may not disable all advertising.

Where required, we will provide appropriate notices and obtain consent before using advertising cookies or similar technologies.

5. Analytics and Website Measurement

We may use analytics services, such as Google Analytics, to understand how visitors use TibCal and to improve our content and functionality.

If enabled, analytics services may collect information such as page views, device and browser information, approximate location, referral sources, and interactions with website pages.

These services may use cookies or similar technologies, subject to their own privacy policies and your applicable consent choices.

For more information about Google Analytics, visit:

https://policies.google.com/privacy

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6. How We Share Information

We do not sell personal information to third parties in exchange for money. However, certain privacy laws define “sale,” “sharing,” or targeted advertising more broadly, so the precise treatment of data may depend on the services we use and applicable law.

We may disclose information in the following circumstances:

6.1 Service Providers

We may share relevant information with service providers that help us operate the Website, including hosting companies, security providers, analytics services, email providers, and technical support services.

These providers may process information on our behalf according to their services and applicable contractual or legal requirements.

6.2 Advertising and Analytics Partners

If advertising or analytics services are enabled, information may be collected or disclosed to the relevant providers to deliver advertisements, measure performance, understand website usage, or provide related services.

6.3 Legal Requirements and Protection

We may disclose information when reasonably necessary to comply with applicable law, respond to lawful requests, enforce our policies, protect our rights, or help prevent fraud, security threats, or harm.

6.4 Business Transfers

If TibCal or its relevant assets are involved in a merger, acquisition, restructuring, or sale, information may be transferred as part of that transaction, subject to applicable legal requirements.

7. Third-Party Websites and Services

Our Website may contain links to third-party websites, tools, services, or resources.

We do not control the privacy practices or content of third-party websites. If you follow an external link, the third party’s privacy policy and terms may apply.

We encourage you to review the privacy policies of any external services you choose to use.

8. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining security, resolving disputes, and meeting legal obligations.

Retention periods may vary depending on the type of information, the purpose of processing, applicable legal requirements, and the policies of our service providers.

Information collected in server logs, analytics systems, contact forms, or security tools may be retained for different periods.

Where information is no longer needed, we will take reasonable steps to delete it, anonymize it, or otherwise handle it in accordance with applicable law.

9. Data Security

We use reasonable technical and organizational measures intended to protect information against unauthorized access, alteration, disclosure, or destruction.

However, no website, internet transmission, or electronic storage system can be guaranteed to be completely secure. We cannot guarantee absolute security.

You should avoid submitting confidential or sensitive personal information through general contact forms or other channels that are not designed for that purpose.

10. Your Privacy Rights

Depending on your country, state, or region, you may have certain rights regarding your personal information.

These rights may include:

  • Requesting access to personal information we hold about you.
  • Requesting correction of inaccurate information.
  • Requesting deletion of personal information, subject to legal exceptions.
  • Objecting to or requesting restrictions on certain processing.
  • Withdrawing consent where processing is based on consent.
  • Requesting a copy of certain information in a portable format.
  • Opting out of certain targeted advertising, sale, or sharing of personal information where applicable.
  • Filing a complaint with the relevant data protection authority.

The availability and scope of these rights depend on applicable law and the circumstances of your request.

To submit a privacy-related request, contact us using the details in the Contact Us section below. We may need to verify your identity before responding. We will handle requests within the time limits required by applicable law.

11. Additional Information for Users in the European Economic Area and the United Kingdom

If applicable data protection laws in the European Economic Area or United Kingdom apply to our processing of your personal information, you may have rights under the General Data Protection Regulation (GDPR) or the UK GDPR and related laws.

Depending on the circumstances, our lawful basis for processing may include:

  • Consent: Where you have given permission, such as for certain non-essential cookies.
  • Legitimate interests: Where processing is reasonably necessary for purposes such as website security, service improvement, or preventing abuse, provided those interests are not overridden by your rights.
  • Contract: Where processing is necessary to provide a service you request.
  • Legal obligation: Where processing is necessary to comply with applicable law.

Where required, you may withdraw consent at any time. Withdrawal does not affect the lawfulness of processing carried out before withdrawal.

You may also have the right to complain to your local data protection authority.

12. Additional Information for California and Other U.S. State Residents

Certain U.S. state privacy laws may provide residents with additional rights concerning personal information, depending on whether the relevant law applies to TibCal.

Where applicable, these rights may include the right to know or access personal information, request deletion or correction, obtain a portable copy, and opt out of certain processing for targeted advertising or certain sales or sharing of personal information.

We will not discriminate against you for exercising privacy rights provided by applicable law.

If applicable, you may submit a privacy request using the contact details below. We will verify and respond to requests as required by law.

If we use targeted advertising or other technologies that require an opt-out mechanism, we will provide the mechanism required by applicable law. Where required, we will also process legally recognized universal opt-out preference signals.

13. Children’s Privacy

TibCal is a general-purpose website and is not intended to knowingly collect personal information from children in circumstances where parental consent or other protections are required by law.

We do not knowingly collect personal information from children in violation of applicable privacy laws.

If you believe a child has provided personal information to us inappropriately, please contact us. We will review the request and take appropriate action as required by law.

14. International Data Transfers

Depending on the hosting provider and third-party services we use, information may be processed or stored in countries other than the country where you live.

Those countries may have data protection laws that differ from the laws in your jurisdiction.

Where applicable law requires safeguards for international transfers, we will take appropriate steps to ensure that the transfers are handled lawfully.

15. Do Not Track and Browser Privacy Signals

Some browsers provide privacy signals or settings intended to communicate user preferences.

The legal effect and technical interpretation of these signals may vary. Where applicable law requires us to recognize a particular opt-out preference signal, we will handle it as required by law.

You can also manage available privacy and advertising preferences through your browser settings and any consent or privacy controls provided on the Website.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, website technology, legal requirements, or privacy practices.

When we make changes, we will update the “Last Updated” date at the top of this page. If applicable law requires additional notice or consent for a material change, we will take the required steps.

We encourage you to review this page periodically.

17. Contact Us

If you have questions about this Privacy Policy, our privacy practices, or your personal information, please contact us through our contact page:

Website: https://tibcal.com/

Contact Page: https://tibcal.com/contact/

Email: [help@tibcal.com]

Please include “Privacy Policy Request” in the subject line of your message so we can identify your inquiry.

This Privacy Policy applies to TibCal and the information-processing activities described above, subject to applicable law.